PJSC "KredoBank"
TypePublic
IndustryFinancial
Founded1990
Headquarters
Lviv, Ukraine
Area served
Ukraine[1]
Total assets₴6.029 billion (01.01.2015)[2]
Total equity₴793.21 million (01.12.2012)[2]
Number of employees
2000 (01.12.2012)
Websitekredobank.com.ua
KredoBank head office in Lviv

PJSC "KredoBank" (Ukrainian: АТ "Кредобанк") is the bank with the largest Polish investment in banking institution in Ukraine. Kredobank's national network contains 88 outlets throughout Ukraine. 100% of Kredobank's shares belong to PKO Bank Polski, the biggest bank of Poland.[3] KREDOBANK is a member of the Independent Association of Ukrainian banks and European Business Association. Also, Kredobank is a member of such international payment systems, as MasterCard Worldwide, Visa International and the Deposit Guarantee Fund. The bank has the highest national credit rank - uaAAA by Standart-Rating and Expert-Rating rating agencies.

History

The public joint-stock company Kredobank, the successor of JSC Kredyt Bank (Ukraine) and JSC West-Ukrainian Commercial Bank (ZUKB), was established in Lviv and was registered as a limited liability company in the State Bank of the former USSR on 14 May 1990 (registration number 289) and re-registered with the National Bank of Ukraine on 14 October 1991 (registration number 24). On 21 February 1992 at the General Shareholders Meeting ZUKB transformed into open joint-stock company (bank registration certificate number 96 on 31 March 1992). According to the Extraordinary General Shareholders Meeting on 17 August 2001 the bank changed its name from JSC West-Ukrainian Commercial Bank to JSC Kredyt Bank (Ukraine), and therefore the Extraordinary General Shareholders Meeting on 26 October 2001 made the appropriate changes in the Charter of the bank. In 2004, the process of changing the strategic investor of JSC Kredyt Bank (Ukraine) has been finished. There was the sale of shares (whole package - 66.65%) of Kredyt Bank SA (Warsaw) in Warsaw, in favor of the most powerful Polish bank PKO Bank Polski SA. As a result, the Extraordinary General Shareholders Meeting of JSC Kredyt Bank (Ukraine) was held on 17 November 2005, where shareholders approved replacing the old name of the bank by new one, which is the open joint-stock company Kredobank. On 1 March 2006 the bank officially changed its name to PJSC Kredobank.[4]

Since September 2013, the bank has been rebranded. On 5 September the updated logo of the bank was presented. The new logo of Kredobank, made in the corporate style of the strategic investor of the bank - the largest bank in Poland PKO Bank Polski SA, symbolizes the European approach to the conditions and standards of customer service, and in the future - simplification of the processes of providing banking services.[5]

The service network of Kredobank is 82 branches in 22 regions of Ukraine and in Kyiv. Net assets as of 1 July 2021 amounted to ₴27,339.6 million, by their size Kredobank is one of the twenty largest banks in Ukraine. Net profit as of 1 July 2021 amounted to more than ₴423.9 million, by its size Kredobank is also among the twenty most profitable banks in Ukraine.[6][7]

Structure

Dynamic growth of Kredobank[8] rates, entering new geographic markets, expanding the range of services, implementing new banking technologies causes the need for continuous change in the organizational structure of the bank and building the new one that would allow rapid response to change market conditions. As of 1 May 2020, the organizational structure of PJSC Kredobank is formed with the main bank and 88 outlets. PJSC Kredobank employs over 2,000 people, most people with high levels of financial and economic education, dominated by the number of young people under 35 years of age. Business training for personnel is carried out with the assistance of international institutions: the British Know How Fund, and Western Ukrainian initiative ACDI / VOCA (Agriculture Co-operative Development International). Considerable assistance in training is provided by PKO BP SA, in which personnel is trained and gains experience with the Polish financial markets.

See also

References

  1. ↑ "Центр контакту - ПАТ "КРЕДОБАНК"". www.kredobank.com.ua. Retrieved 29 June 2017.
  2. 1 2 "Кредобанк (Украина) в Украине: отзывы, рейтинг надежности по депозитам и кредитам, услуги, контактная информация". www.banker.ua. Retrieved 29 June 2017.
  3. ↑ "Banki w Polsce 2021 - lista, informacje, liczby i perspektywy". 22 February 2021.
  4. ↑ "Історія - "КРЕДОБАНК"". www.kredobank.com.ua. Archived from the original on 25 September 2015. Retrieved 29 June 2017.
  5. ↑ Кредобанк проводить ребрендинг Archived 2013-11-06 at the Wayback Machine www.sbb.in.ua, 9 Sep 2013
  6. ↑ Дані у розрізі банків-членів платіжних систем щодо кількості платіжних карток та інфраструктури їх обслуговування за станом на 01.01.2018 Archived 2016-02-05 at the Wayback Machine bank.gov.ua, процитовано: 16.02.2018
  7. ↑ Кількість структурних підрозділів банків, станом на 01.01.2018 Archived 2018-06-28 at the Wayback Machine bank.gov.ua, процитовано: 16.02.2018
  8. ↑ Power structure KredoBank bank with the largest Polish investment in banking institution in Ukraine. Retrieved July 29, 2023.
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